At Lower My Rate, we know that commercial finance is never one-size-fits-all. Every business has unique goals, cash flow dynamics, and growth timelines—so your lending solution should reflect that.
Whether you’re acquiring your first office space, expanding with a new retail shopfront, purchasing a warehouse, developing a large-scale commercial site, or growing your long-term investment portfolio, we’re here to support you with strategic lending solutions.
We combine deep industry knowledge with access to Australia’s leading banks, non-bank lenders, and boutique financiers, allowing you to secure competitive rates and loan structures that align with your business objectives.
With Lower My Rate, you gain more than just a loan—you gain a trusted finance partner committed to helping your business scale smarter and fast.
We tap into major banks, non-bank lenders, and boutique financiers.
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Step 1
Jump on a quick 5-minute call or fill out our smart online form — we’ll understand your needs, timelines, and vision.
Step 2
Our expert brokers scan 50+ lenders to handpick commercial loan options that align with your
strategy and cash flow.
Step 3
From paperwork to negotiations, we do the heavy lifting. You get personalised support at every step.
Step 4
Whether it’s a new office, retail space, or development — you’re ready to move forward with
confidence and capital.
Lower My Rate made everything so easy! They found me a home loan with a lower rate, helped with paperwork, and kept me updated at every step. I moved into my first home stress-free!