Lower My Rate was founded by a passionate team of women in finance who saw the need for a simpler, tech-driven way to borrow.
We’ve lived through the pain of traditional lending—long waits, stacks of paperwork, confusing approvals. So we built something better.
With smart AI technology at the core, we offer fast, personalised loan and mortgage options—no banks, no hassle, just great rates and quick approvals.
From first-home buyers to refinancers and business owners—we help you get the right loan, without the stress.
Skip the bank queue. Tab to buy. You scroll, we approve — that easy
Revolutionising Lending Through Technology, Simplicity & Trust
At Lower My Rate, our vision is to reshape the way Australians access loans—making the process smarter, faster, and more inclusive.
We aim to eliminate financial stress by using advanced AI to deliver transparent, personalised loan solutions—right from your phone.
We believe in a future where finance is empowering, not overwhelming. Our goal is to lead this change by combining the power of fintech with real human care.
To make borrowing easy, empowering, and stress-free for every Australian. We’re here to simplify the loan journey with smart technology, transparent advice, and real human support—so you can make confident financial decisions, faster.
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Let our expert brokers guide you in securing a sharper rate, accessing your equity, increasing your loan, or adjusting it to meet your changing needs.
First home, investment property, or your next big move — we’re here to make your home loan journey smooth and stress-free.
At Lower My Rate, we believe in making homeownership and financing simple, transparent, and stress-free. Our team of experienced mortgage brokers, loan specialists, and marketing professionals work tirelessly to provide you with the best loan solutions and expert guidance.
